Stock Market vs Real Estate: Why Older Generations Preferred Land Over Stocks | Gen S Life Insights

Stock Market vs Real Estate: Generational Money Conversations That Matter

The way people view money and investing has changed drastically across generations. In this Gen S Life discussion, Gaurang Sanghvi breaks down why older generations considered the stock market a "scam" while younger investors are drawn toward it.

👉 The Generational Gap

Many 25-year-olds today believe their parents missed out by not investing in the stock market. This perception is fueled by social media reels and online content. But historically, the stock market was dismissed as "satta bazar" because fixed deposits offered secure returns of 12–14%, making stocks unnecessary risks.

👉 Changing Investment Trends

With falling FD rates and rising real estate costs, younger generations now lean towards stock investments. In contrast, older investors once benefited from opportunities like purchasing commercial property in Connaught Place for ₹2.5 lakh, which yielded strong returns over decades.

👉 Balanced Financial Planning

The key takeaway is not to view investing as a one-sided game. While the stock market offers potential, it should not replace long-term stability. Owning a home or land remains a crucial step. The real essence of wealth building lies in thinking 20–25 years ahead, not chasing quick gains.

👉 Conversations That Matter

Families must bridge the gap between generations by discussing financial planning rationally. Essential topics include:

• Long-term real estate investing

• Teaching children about disciplined financial habits

• Writing a will to ensure future security

Gen S Life emphasizes these conversations to help both parents and children approach money with balance, patience, and foresight.